Thursday, November 14, 2019
Financial or insurance records
Interesting Car: Not your mama's VW
How long do you keep cancelled checks, receipts and bills you pay and or receive? For years I kept them forever, meaning never threw them away. A few years ago I tried burning my collection of checks, it was a mess, like burning a Sears and Roebuck catalog, very slow.
I had them all, personal and business, many thousands. I took a barrel filled it with water added some bleach and let it set for a week. Then I stirred them and made paper ‘snow’ balls of the remainder. I did the same with many records of houses I had built.
As I did it I wondered why I had kept them, not once did I remember having to have or refer to them? So after I downsized I tried to keep our record keeping to a minimum (2-3 yrs). At times I would go thru and thin out the older stuff.
THEN this week we got a bill from a medical firm for a few hundred dollars, saying our ins nor Medicare had paid anything on the total.
No problem I says to myself. I pulled the folders. Since the bill was for normal yearly ‘bloodwork’ and the ins had always covered it all, I figured to look at last year’s bill. All I could find was last year’s bill for the exact amount with a note saying the bill would not be paid because it was a double billing. BUT then I could not find the original bill where the ins had paid, there was NOTHING for that date in my file.
So it seems with age I am not keeping good records and will have to find a better way to prove we do not owe this. I think we are being double billed again. It sure would be nice to have this paperwork in my hand when I go to complain. That will probably be next year when we get back. So we will wait. It bothers Sherry and I to OWE bills. WE always pay before the due date.
We even pay our taxes early. I hate to admit my record keeping has gone to pot. OUCH. I guess I am getting OLD---(and it hurts my ego. LOL)Nite Shipslog